The Hive Retirement Process™
Retirement brings a lot of financial decisions. We help you organize them, make them in the right order, and adjust as life changes.
01 GET ORGANIZED
Bring your financial life into focus.
02 YOUR SPENDING
Understand what your retirement lifestyle will really cost.
03 YOUR RETIREMENT PAYCHECK
Turn your savings, Social Security and other income into a retirement paycheck designed to support your lifestyle.
04 YOUR TAX STRATEGY
Plan ahead to manage taxes throughout retirement.
05 YOUR INVESTMENTS
Align your investments with your retirement income needs and long-term plan.
06 YOUR LEGACY
Coordinate your estate plan, beneficiaries, and account ownership.
Your first year...
We work through the Hive Retirement Process at a pace that fits your situation.
Some decisions may need immediate attention; others can be addressed over the course of the year.
...And after that
Your plan isn't put on a shelf. We continue helping with investments, taxes, retirement income, spending decisions, Roth conversions, required minimum distributions (RMDs) and the financial decisions that come with retirement.
Advice without an agenda.
One Flat Fee
$12,000 annually for comprehensive retirement planning and investment advice.
Fiduciary Advice
We're obligated to put your interests first and don't sell financial products for commissions.
Your Money, Your Choice
You're not required to transfer your investments to Hive Retirement. We can manage them for you, or you can keep them where they are and implement our recommendations yourself.